Are Premium Bonds Traceable?

You can also write to us and request a replacement Bond record if you aren’t registered for our online or phone services.

Is it possible to track Premium Bonds?

*If you know your Premium Bond number, go to the NS&I website’s prize checker area or download the prize checker app from the App Store or Google Play. There’s also a Premium Bonds prize checker skill on Amazon Alexa if you have one.

Clients are encouraged to utilize their Prize Checker online to check for rewards and help keep call center capacity available for customers who have an immediate financial need during the pandemic. Customers should only send anything to NS&I via mail if they have no other option.

‘Agent Million’ will contact you if you are one of the two monthly jackpot winners. Expect no knock on the door in these days of social alienation, but NS&I claims they are “well-equipped” to convey the good news. You can choose to have any future winnings paid directly into your bank account if you’re registered for the online and phone service. If you win, NS&I will contact you by email or text message.

*You can locate your NS&I number on an old letter from NS&I if you don’t know your Premium Bond holder’s number. Log in to NS&I online using your surname and password, then look for your holders number on the account details page.

*If you cannot locate your holder’s number or account number, contact NS&I at 08085 007 007 or write to get a replacement bond record. Give as much information as possible about your previous addresses, where and when you purchased the Premium Bonds, and how much they are worth.

*Alternatively, you can track down your Premium Bond information through the NS&I Tracing Service or My Lost Account.

Are Premium Bonds private?

Part of the pleasure of Premium Bonds is seeing where the luckiest prize-winning locations are each month. However, we established some limits regarding announcing award winning locations in order to protect winners’ identity and assist keep their personal information secret.

Announcing the winners without revealing where they live

A municipality, local authority, county, or Government Standard Region and nation are assigned to each customer. We apply the following hierarchy until we locate a level where that area has at least 100,000 Premium Bonds holders when a winner is awarded to a town with less than 100,000 holders:

We quote the area with the fewest clients over the 100,000 reporting limit in large towns and cities that are separated into local authorities or boroughs. This could indicate that the list refers to a local authority region or borough rather than a town or metropolis.

We only announce the country for Premium Bonds holders residing outside the UK when there are at least 100,000 holders living there. Otherwise, the place is labeled as ‘overseas.’

As the number of Premium Bonds holders in each location fluctuates, we update the list of areas on a regular basis.

What is the best way to find out if a deceased relative had Premium Bonds?

If you’ve misplaced your holder number or are looking for bonds owned by a deceased relative, you’ll need to contact NS&I and request a tracing service.

Please sign and return the form to: Tracing Service, National Savings and Investments, Glasgow, G58 1SB.

Depending on how many facts about the bonds you can provide, the tracing service will take four to six weeks to provide a result. If an account is located but no signature is on file (which could be the case if the bond was formed for you as a child), NS&I will ask for a witnessed signature or another form of identification. The account details will be released to you after this is provided.

How long can Premium Bonds go unclaimed before they expire?

Claims have no time limit, so you can go back as far as you like. Here’s how to get your hands on any prizes that haven’t been claimed yet: To begin your claim, call 08085 007 007 if you are a registered user of NS&I’s online and phone services.

How can I find out whether I have any Bonds in my name?

Ask your family members whether they have ever opened a bond in your name to see if there are any outstanding bonds in your name. Call your parents, grandparents, aunts and uncles, and anybody else you think might have bought a bond in your name in the past. After sifting through their filing cabinets, the family member may be able to discover the bond and hand it over to you for redemption.

Is NS&I a non-profit?

National Savings and Investments (NS&I), originally known as the Post Office Savings Bank and National Savings, is a UK government-owned savings bank. It is a non-ministerial government department as well as an HM Treasury executive agency. The goal of NS&I has been to raise funds from individual savers in the UK to help the government fund its deficit. NS&I entices savers by offering tax-free savings options in some cases, as well as a 100 percent HM Treasury guarantee on all deposits. As of 2017, NS&I funds covered about 9% of the government’s debt, with the Premium Bond offering accounting for about half of it.

How are winners of large premium bonds notified?

The NS&I’s Electronic Random Number Indicator Equipment, dubbed ERNIE, selects all Premium Bonds UK winners at random. This is who walked away with the most money in the October 2021 Premium Bonds.