The Calculator is only for paper bonds. Log in to your TreasuryDirect account to find out how much your electronic savings bonds are worth.
With our online Calculator, you can find out how much your paper savings bonds are worth. The Calculator will price the following series of paper bonds: EE, E, I, and savings notes. Current interest rate, next accrual date, final maturity date, and year-to-date interest earned are among the other features. There is also historical and prospective data available.
Is it possible to check to see whether I have any savings bonds?
To look for uncashed savings bonds in your name, go to the Treasury Department’s TreasuryDirect website. To see results, enter your social security number or Employee Identification Number (EIN) into the Treasury Hunt page’s search area and click the “Search” button.
How do I find out whether I have any bonds in my name?
A: Because the Treasury Hunt website is arranged by social security number, it only includes savings bonds purchased from 1974 to the present. That is when social security numbers were first required. If you feel you may be owed money from an older bond, fill out this form or contact 1-800-553-2663 to request a manual search.
A: You will be encouraged to file a preliminary claim if you find a bond for yourself or your family on the Treasury Hunt website.
(Make sure you don’t skip this step.) Since its launch, the Treasury Hunt website has received 350,000 hits based on social security numbers, but only 100,000 people have provided their contact information to collect their bonds.)
A Treasury Department “finder” will then contact you to obtain additional information and investigate your claim. If you are a match, the finder will either mail you claim forms or you can download them from the internet.
A certified signature is required on savings bond claim forms. This procedure entails visiting a bank, credit union, or other financial institution, presenting identification, and signing paperwork in the presence of a bank officer or notary who validates your signature as valid.
Q: Is there anything else I can do if I believe there should be savings bonds in my name but can’t discover any?
A:Yes.
The Treasury Department adds a half million bonds to the database every month when they mature, so check back often.
Q: I suspect I may possess bonds that have not yet matured but which I have lost track of. What is the best way for me to look for those?
A:You can request a bond search by filling out this form or calling 1-800-553-2663. Treasury officials will look into your request depending on the information you’ve provided, such as your social security number.
A: Over the years, the Treasury has issued a variety of savings bond series, each of which is slightly different.
However, the Treasury Hunt search system’s basic series “EE” savings bond worked as follows:
1. You paid half the face value for the bond.
A $50 bond, for example, would cost $25.
2.After 20 years, that EE bond was guaranteed to increase to its face value. As a result, a $25 savings bond would have increased to $50.
3. After that, the EE bond would continue to receive income for another ten years.
4.The EE bond had fully matured after 30 years and was no longer earning income.
As a result, it’s ideal to cash it in or reinvest it so that your money can begin to work for you again.
Q: I purchased savings bonds several years ago but never received them.
How do I go about getting my money?
These are referred classified as “undeliverable” bonds by the Treasury Department.
The answer is to request a manual search once more. You can fill out a request form or call 1-800-553-2663 to do so.
Q: I have a record of the dates and types of savings bonds that I possess.
How can I tell if they’re no longer earning interest?
A: The Treasury Department’s website has charts that will show you.
Still undecided?
The Treasury’s “Bond Wizard” is a good place to start.
The Series H bonds, which were issued from June 1952 to January 1957, pay interest for 29 years and 8 months.
What happens to savings bonds that aren’t claimed?
The majority of savings bonds have a 20- to 40-year original maturity. The Bureau does not notify bondholders when savings bonds reach their final maturity and stop earning interest. The Bureau has no active program to find bondholders and pay them the proceeds to which they are due for fully matured notes that have not been redeemed. The registered owner has traditionally been responsible for remembering to redeem the matured bond decades after the initial purchase. As a result, the US Treasury holds around $26 billion in matured savings bonds that have gone unclaimed.
Is it possible to cash savings bonds that are not in your name?
When it comes time to cash in your savings bonds, as long as you have the necessary documentation, the process will be relatively simple. It’s important to keep in mind that savings bonds cannot be sold, exchanged, or given away. The only person who can cash in the bond is the person whose name is on it (with a few exceptions, which we’ll discuss shortly).
First and first, you’ll need the bond (unless it’s an electronic bond, in which case there’s no step at all). The monies are deposited into your bank account once you cash it in via the Treasury Web site). However, make certain that the bond may be cashed: It’s been at least a year since it was published.
Is it possible to replace misplaced savings bonds?
You can obtain a replacement electronic savings bond if your paper bond is lost, stolen, destroyed, disfigured, or you never received it. Individual savings bonds are not splittable and must be reissued in their entirety. You can request that your bond be redeemed instead of replacing it electronically.
What is the meaning of an EE savings bond?
Paper savings bonds are no longer marketed by financial institutions as of January 1, 2012. Treasury’s goal of increasing the number of electronic transactions with citizens and businesses is being furthered by this measure.
SeriesEE savings bonds are low-risk savings instruments that yield interest until 30 years have passed or you cash them in, whichever comes first. EE bonds can only be purchased in electronic form through TreasuryDirect. Paper EE bonds are no longer available. You can buy, manage, and redeem EE bonds straight from your web browser if you have a TreasuryDirect account.
When you cash in your savings bonds, do you have to pay taxes?
Taxes can be paid when the bond is cashed in, when the bond matures, or when the bond is relinquished to another owner. They could also pay the taxes annually as interest accumulates. 1 The majority of bond owners choose to postpone paying taxes until the bond is redeemed.