How Do I Trace Lost Premium Bonds?

A tracing form can be downloaded from the NS&I website. It will ask for your name and address, as well as any other names or addresses you have previously used. You’ll also need to give an estimate of when the bonds were issued and how much they were worth at the time.

How do I locate my misplaced Premium Bonds?

*If you know your Premium Bond number, go to the NS&I website’s prize checker area or download the prize checker app from the App Store or Google Play. There’s also a Premium Bonds prize checker skill on Amazon Alexa if you have one.

Clients are encouraged to utilize their Prize Checker online to check for rewards and help keep call center capacity available for customers who have an immediate financial need during the pandemic. Customers should only send anything to NS&I via mail if they have no other option.

‘Agent Million’ will contact you if you are one of the two monthly jackpot winners. Expect no knock on the door in these days of social alienation, but NS&I claims they are “well-equipped” to convey the good news. You can choose to have any future winnings paid directly into your bank account if you’re registered for the online and phone service. If you win, NS&I will contact you by email or text message.

*You can locate your NS&I number on an old letter from NS&I if you don’t know your Premium Bond holder’s number. Log in to NS&I online using your surname and password, then look for your holders number on the account details page.

*If you cannot locate your holder’s number or account number, contact NS&I at 08085 007 007 or write to get a replacement bond record. Give as much information as possible about your previous addresses, where and when you purchased the Premium Bonds, and how much they are worth.

*Alternatively, you can track down your Premium Bond information through the NS&I Tracing Service or My Lost Account.

How far back can Premium Bonds be checked?

Claims have no time limit, so you can go back as far as you like. Here’s how to get your hands on any prizes that haven’t been claimed yet: To begin your claim, call 08085 007 007 if you are a registered user of NS&I’s online and phone services.

How can I see if my old Premium Bonds have been successful?

While many NS&I Premium Bond holders check every month to see if they’ve won, others take a more carefree approach to bond ownership.

As a result, there are over 2.1 million Premium Bond rewards worth around £75 million that are just waiting to be collected.

So, if you haven’t done so already, double-check your numbers to see whether you’ve already won.

Prizes for NS&I Premium Bonds are frequently unclaimed due to a misunderstanding. It’s usually because:

In 2020, NS&I reported that 180,000 cheques totaling over £8 million were returned to them, the majority of which were due to winners moving and forgetting to update their information.

So, first and foremost, double-check that NS&I has your current address or change your account so that any prize money is transferred directly into your bank account.

Remember that there is no time limit for collecting your prizes, so no matter how much time has passed, you can still claim them.

The rest of this article will walk you through the procedure, but before we get started, it’s worth noting that the large prize-winning numbers can be found in our Premium Bond winners article, which is published at the beginning of each month.

Viewing your prize history

Your NS&I number was supplied to you when you signed up for the online or phone service, and it can be found on any letter you’ve received since then.

It’s exactly what it sounds like — an app that tells you if you’ve won anything. It will display the total value of your rewards as well as the bond numbers that correspond to them.

Your holder’s number, which is used to group all of your Premium Bonds together, is required by the app.

If you’re not sure what your phone number is, it’s either 10 or 9 digits long, or eight digits long followed by a letter.

If that fails, you can contact NS&I for a new bond record by calling 08085 007 007 (UK) or +44 1772 329880 (outside the UK).

The most convenient way to do so is to go online. You can look at the most recent results, unclaimed prize bond numbers from the previous six months, and any earlier awards you haven’t claimed yet (if you won anything).

You may use your Amazon Alexa to look for unclaimed rewards if you have one.

You can also write to NS&I and request your prize history, remembering to include your name, address, date of birth, and NS&I or Premium Bonds holder number. In exchange, you will receive a list of the rewards you have won.

How to claim Premium Bond prizes

You can call NS&I if you discover out you’ve won a reward but haven’t received it, and you’re registered for their online and phone services.

If you aren’t registered and don’t want to be, you must write to NS&I and state that you have won a reward but have yet to receive it.

If your contact information has changed after you won the prize, you must also state your old and new contact information before signing the letter.

Updating your details with NS&I

If you registered online or by phone, you can update your information by logging onto your account or calling.

Callers in the United Kingdom should dial 08085 007 007, while those outside the United Kingdom should dial +44 1772 329880. Make sure you have your NS&I number and password with you at all times.

Those who aren’t enrolled, however, should contact NS&I to inform them of any changes.

How do I find out whether I have any bonds in my name?

Ask your family members whether they have ever opened a bond in your name to see if there are any outstanding bonds in your name. Call your parents, grandparents, aunts and uncles, and anybody else you think might have bought a bond in your name in the past. After sifting through their filing cabinets, the family member may be able to discover the bond and hand it over to you for redemption.

What is the Premium Bonds phone number?

Every day from 7 a.m. to 10 p.m., we’re here. Calls from the United Kingdom are free. We may record your call in order to provide you with the best service possible.

Simply dial 18001 from your textphone and then input the phone number you want to call to use the Text Relay Service. When the phone is picked up, a Text Relay operator will join the conversation and relay your written request to us.

When a premium bond holder passes away, what happens?

Any rewards won will be paid by warrant (like a cheque) to the person entitled to the money when we’ve processed the claim once we’ve received notification of the customer’s death. Any prizes the customer wins before then will be held and sent once the claim is finalized. Then, after each prize draw, we’ll send any future prizes earned by warrant to the person who is entitled to the money.

We are unable to award these prizes online or to consolidate and pay them at the end of the year.

What is the location of my NS&I number?

How to find your NS&I number Your NS&I number can be found on any letter you’ve received from us since you registered. It will have 11 digits and will begin with 11, 21, 31, or 41. Using your name, date of birth, and postcode, you may instantly acquire a reminder of your NS&I number online.

How can I look for old Premium Bonds in the United Kingdom?

Bond holders should keep in mind that the winnings do not expire, so you can check your history to see if you’ve won before.

If you haven’t checked in a while, double-check that your account has been updated with your current address and proper information.

Another option for checking your bonds is to download the prize checker app and log in with your holder’s number. If you forget your phone number, call the NS&I at 08085 007 007 (UK) or +44 1253 832007 (outside the UK) and ask for assistance.

If you prefer to ask by mail, you can write to NS&I and ask them to provide you the prize history for your bonds.

Send the letter to NS&I, Glasgow, G58 1SB, with your name, address, NS&I number, or Premium Bonds holder’s number.

Is there any value in premium savings bonds?

  • Have a large sum of money to set aside (the more bonds you have, the bigger your chance of winning a prize)
  • Interest on savings is taxed (and have already used up your annual cash ISA allowance)
  • The concept of a prize draw appeals to me (you could win big, but you also may not win anything)

It all boils down to your personality. Do you get a nice feeling from the element of surprise? What if you didn’t win anything? How would you feel?