We’ll automatically register you the first time you open an account with us online. Begin saving right now. Take a look at our product line. We won’t register you for online account management because your Investment Account is administered by mail.
What is the best way to handle my Premium Bonds online?
Additionally, once you’ve enrolled, applying for a new investment online or over the phone is faster and easier because we’ll already have all of your information.
What is the procedure for obtaining an NS&I number?
Your NS&I number can be found on any letter you’ve received from us since you registered. It will have 11 digits and will begin with 11, 21, 31, or 41. Using your name, date of birth, and postcode, you may instantly acquire a reminder of your NS&I number online.
Premium Bonds can be purchased online.
Premium Bonds can be purchased through our safe online system. Please have your debit card information handy.
You can buy Premium Bonds by bank transfer if you or the child you’re buying for already have some (including standing order).
How can I purchase UK government bonds starting in 2021?
Investing may be a risky business, and how you choose to invest will be determined by your risk appetite. Government bonds are generally thought to be a safer investment than stock market or business bond investments. UK government bonds, often known as gilts, can be purchased through UK stockbrokers, fund supermarkets, or the government’s Debt Management Office. Bonds are fixed-interest instruments designed to pay a consistent income that governments sell to raise funds.
What is the best way to see if my Premium Bonds are still valid?
*If you know your Premium Bond number, go to the NS&I website’s prize checker area or download the prize checker app from the App Store or Google Play. There’s also a Premium Bonds prize checker skill on Amazon Alexa if you have one.
Clients are encouraged to utilize their Prize Checker online to check for rewards and help keep call center capacity available for customers who have an immediate financial need during the pandemic. Customers should only send anything to NS&I via mail if they have no other option.
‘Agent Million’ will contact you if you are one of the two monthly jackpot winners. Expect no knock on the door in these days of social alienation, but NS&I claims they are “well-equipped” to convey the good news. You can choose to have any future winnings paid directly into your bank account if you’re registered for the online and phone service. If you win, NS&I will contact you by email or text message.
*You can locate your NS&I number on an old letter from NS&I if you don’t know your Premium Bond holder’s number. Log in to NS&I online using your surname and password, then look for your holders number on the account details page.
*If you cannot locate your holder’s number or account number, contact NS&I at 08085 007 007 or write to get a replacement bond record. Give as much information as possible about your previous addresses, where and when you purchased the Premium Bonds, and how much they are worth.
*Alternatively, you can track down your Premium Bond information through the NS&I Tracing Service or My Lost Account.
How do I purchase Premium Bonds using my smartphone?
Every year, millions of Britons purchase Premium Bonds through the government-backed National Savings and Investments (NS&I).
Instead of paying interest, you’ll be entered into a monthly prize draw for a chance to win one of three tax-free rewards valued up to £1 million.
So, if you’re seeking for a regular income, this isn’t the account for you most people will only ever get a small percentage of what they contribute.
Premium Bonds are simple to obtain; all you have to do is apply on the NS&I website.
Alternatively, you can call 08085 007 007 or +44 1772 329880 to apply over the phone.
They can even be acquired for children under the age of 16, such as for a niece, nephew, or a friend’s child (more on this later).
Parents or guardians must be chosen to manage the child’s finances until they reach the age of 16.
For every £1 you invest in a Premium Bond, you’ll receive a unique bond number. They’ll be entered into the draw once you’ve had them for a month.
Have you already purchased some bonds? Check to see if you were a big winner in the most recent lottery.
I live outside the UK. Can I still buy Premium Bonds?
The first step is to determine whether you are permitted to hold Premium Bonds under local legislation. Premium Bonds may not be possible or practical to hold in the United States because to strict gaming and lottery legislation.
If you live in a country where they are legal, you must submit your initial application by mail. After you’ve set up your holding, you may sign up for NS&I’s online or phone service.
You can then manage your account online or over the phone (if you don’t mind the fees), which includes purchasing new bonds or cashing them in.
You also have the option of receiving rewards by BACS to a UK bank or building society account, or an NS&I Direct Saver or Investment Account (you’ll be advised of any changes via email), as well as receiving paperless papers.
Bonds can only be purchased with a personal debit card issued by a UK bank or building society online or over the phone. Prizes will be paid out in pound sterling wherever you are in the world.
Can I buy Premium Bonds for a child, even if they aren’t family?
Until the kid reaches the age of 16, the bonds are managed by the parent or guardian named on the application, regardless of who purchases them.
Until the child turns 16, the bond record, any prizes received, and payment for cashed in bonds will be forwarded to the selected individual.
Previously, only grandparents and great-grandparents were allowed to buy Premium Bonds for their grandchildren, but the regulations have been relaxed, and you can now buy them for any child, regardless of link.
Premium Bonds for youngsters can be purchased online at this NS&I gift website or by mail. You can also apply over the phone if you’re purchasing Premium Bonds for your own child.
If you want to apply by mail, go to this page, fill out the appropriate form, and mail it to:
What is the procedure for depositing funds into my NS&I account?
A bank transfer may be the best option for topping up your or your child’s funds on a regular basis. You can set up a standing order with your bank to top up more frequently.
You can usually accomplish this online, over the phone, or in a branch. There’s no need to provide your card information; we’ll update your account once the funds have been received. It normally takes two to three banking days for this to happen.
Premium Bonds, Income Bonds, Direct Saver, Direct ISA, Junior ISA, and Investment Account can all be topped up via bank transfer or standing order.