Do I Need Bonds?

Bonds are typically considered to be secure investments. If you wish to avoid default, stick to US Treasuries, as the government guarantees the repayment of principal. Are bonds required? Bonds offer better yields than bank accounts, but the risks associated with a well-diversified bond portfolio are minimal. Bonds, in general, and government bonds in particular, […]

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Do I Have To Pay Tax On Inherited Savings Bonds?

Owners of savings bonds can postpone paying taxes on accumulated interest until the bond is cashed in. After someone dies, the law generally states that savings bonds should be transferred to the bond’s beneficiary. The decedent’s and her estate’s treatment of the cumulative interest determines how the bond is finally taxed. If the decedent already […]

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