The Money Farm Team

If you hold Series E or EE bonds released after 1974, you can use the Treasury Hunt tool to determine if any bonds registered with your Social Security number have stopped paying interest. If your savings bonds have reached maturity, you should cash them in and invest the proceeds elsewhere. Whether you have paper bonds, […]

The oldest and most well-known bond alternative is real estate investment trusts (REITs). This investment vehicle was established in the 1960s to let non-accredited investors to invest in funds that manage a portfolio of properties, which were previously exclusively available to accredited investors. Most investors do not have the funds to make several down payments,

A bond is just a debt that a firm takes out. Rather than going to a bank, the company obtains funds from investors who purchase its bonds. The corporation pays an interest coupon in exchange for the capital, which is the annual interest rate paid on a bond stated as a percentage of the face

The best thing you can do is put your money to work for you again. Reinvest your bond proceeds in the stock market after you’ve cashed them in. Your bonds are likely underperforming the average annual stock market return if they are less than 30 years old and still collecting interest. Bonds, on the other

Looking for a holiday gift that will assist a young person in getting on the correct financial track? A savings bond or a deposit to a 529 account is unlikely to be the most popular gift on Christmas morning, but it could be the most treasured. Parents, grandparents, and other interested adults can provide financial

Your link has finally matured after three decades of waiting. If you wish to cash in your bonds, you must follow specific requirements depending on the type of bond you have (paper or electronic). You can cash electronic savings bonds on the TreasuryDirect website, and you’ll get your money in two days. Most major financial

Don’t do anything. Until the bond matures, it will continue to receive interest. Our office will hold semi-annual interest payments and pay them when the bond is cashed. Reissue: Have the bond reissued in the name of the survivor. A coowner or beneficiary may be added to the bond by the new owner. Along with

In about 30 years, most savings bonds stop earning interest (or achieve maturity). A savings bond can be redeemed as soon as one year after purchase, but it’s normally best to wait at least five years so you don’t miss out on the last three months of interest. If you redeem a bond after 24

Whether you have a local bank account and it accepts savings bonds, inquire if it will accept yours. The answer may be contingent on the length of time you’ve had an account there. If the bank will cash your check, find out if there is a monetary restriction on redemptions and what kind of identification

Your link has finally matured after three decades of waiting. If you wish to cash in your bonds, you must follow specific requirements depending on the type of bond you have (paper or electronic). You can cash electronic savings bonds on the TreasuryDirect website, and you’ll get your money in two days. Most major financial