The Money Farm Team

The investor’s financial purpose and market conditions determine whether a bond investment is good or negative. A Treasury bond may be an excellent alternative for an investor looking for a consistent income stream. If interest rates rise, however, buying a bond may not be the best option because the set rate of return may underperform […]

You would lose the last three months of interest if you cash an EE bond before it reaches the age of five years. If you don’t redeem your EE bonds before they mature, you’ll get 30 years of interest. As a result, the longer you keep the bond (up to 30 years), the more valuable

Bonds are often regarded as safe investments during a bad market. Because bond prices tend to climb when stock values decrease. When a bear market coincides with a recession, bond prices tend to rise and rates tend to fall right before the recession reaches its darkest point. Bond prices are also affected by interest rates,

Purchasing savings bonds with your tax refund is simple and straightforward. If you submit a paper return, fill out Form 8888, Allocation of Refund (Including Bond Purchases) PDF, and follow the instructions. This program allows you to buy up to $5,000 in I bonds in a single calendar year. Can the Internal Revenue Service seize

Even for college, savings bonds are not the ideal investment. The rate of return is determined by the United States government and market conditions, and the bonds can take up to 20 years to completely mature and double their original value. Is purchasing savings bonds worthwhile? Savings bonds are a fantastic way to diversify your

MIAMI, Florida — On Tuesday, a federal judge approved Puerto Rico’s exit from bankruptcy under the largest public-sector debt restructuring plan in US history, nearly five years after the financially beleaguered territory claimed it couldn’t pay its creditors. Hurricanes Irma and Maria, a series of earthquakes, and the coronavirus epidemic have only exacerbated Puerto Rico’s

So, if you buy bonds in January, they’ll be eligible for the March draw. If you’re transferring money from another savings account, do so in the last week of the month to minimize the amount of time the money isn’t generating interest and isn’t eligible for Premium Bonds. Are there any disadvantages to Premium Bonds?

The tax advantages of muni bonds continue to shine, as the assets are generally free of federal interest taxes and, depending on where investors live, are exempt from state and local yield taxes. While several of President Joe Biden’s planned tax rises have failed to get traction in Congress, levies will rise after 2025 as

Municipal bonds are an excellent method to keep your money safe while earning interest. The majority of them are tax-free at the federal level, and several are also tax-free at the state and local levels. Munis are frequently treated as an unique asset class, therefore understanding the fundamentals of muni bonds is essential. In 2021,

The investor’s financial purpose and market conditions determine whether a bond investment is good or negative. A Treasury bond may be an excellent alternative for an investor looking for a consistent income stream. If interest rates rise, however, buying a bond may not be the best option because the set rate of return may underperform