The Money Farm Team

Although the current 2.2 percent interest rate on Series I savings bonds is appealing, purchasing the bonds has grown more difficult. Paper Series I and EE savings bonds—those handy envelope stuffer gifts—can no longer be purchased in banks or credit unions; instead, you must purchase electronic bonds through TreasuryDirect, the Treasury Department’s Web-based system. Our […]

Paper savings bonds are no longer marketed by financial institutions as of January 1, 2012. Treasury’s goal of increasing the number of electronic transactions with citizens and businesses is being furthered by this measure. SeriesEE savings bonds are low-risk savings instruments that yield interest until 30 years have passed or you cash them in, whichever […]

Although the current 2.2 percent interest rate on Series I savings bonds is appealing, purchasing the bonds has become more difficult. Paper Series I and EE savings bonds—those handy envelope stuffer gifts—can no longer be purchased in banks or credit unions; instead, you must purchase electronic bonds through TreasuryDirect, the Treasury Department’s Web-based system. Our […]

Premium Bonds cannot be inherited or transferred to another person’s name in the same way as funds from bank accounts and savings accounts can. Instead, if you’re administering someone’s estate and need to deal with their Premium Bonds, you have two options. The first option is to sell them while they are still in the […]

Premium Bonds cannot be inherited or transferred to another person’s name in the same way as funds from bank accounts and savings accounts can. Instead, if you’re administering someone’s estate and need to deal with their Premium Bonds, you have two options. The first option is to sell them while they are still in the […]

Premium Bonds cannot be inherited or transferred to another person’s name in the same way as funds from bank accounts and savings accounts can. Instead, if you’re administering someone’s estate and need to deal with their Premium Bonds, you have two options. The first option is to sell them while they are still in the […]

Most financial markets have been more open throughout time, moving away from their tradition of catering to the wealthy and powerful and allowing regular people to purchase and sell stocks, ETFs, and other popular products at low costs and with ease. Massive institutional investors, on the other hand, continue to play an important role in […]

Individual bonds can be purchased through a broker or directly from the issuing government agency. The opportunity for investors to lock in a specific yield for a set length of time is one of the most common reasons for purchasing individual bonds. The yield on a bond mutual fund or fixed-income exchange traded fund (ETF) […]

Government bonds are low-risk, low-yield fixed-income products that appeal to conservative investors and those seeking tax benefits. TreasuryDirect is a website that allows investors to purchase treasuries at auction directly from the United States government. ETFs, money market accounts, and buying treasuries through a broker are some of the other options. Municipal bonds, which are […]

The TreasuryDirect service maintained by the federal government can help you discover any outstanding or unclaimed savings bonds in your name. What is the best way to look for savings bonds in my name? You can verify if you have any lost bonds before submitting anything, according to Leslie H. Tayne, founder of the Tayne […]