Bonds

FS Form 1522 must be completed and signed (download or order). It’s possible that your signature will need to be certified (see instructions on the form). Treasury Retail Securities Services, P.O. Box 2186, Minneapolis, MN 55480-2186, with the bonds, FS Form 1522, and any supporting documentation (if needed). You must submit legal evidence or other […]

FS Form 1522 must be completed and signed (download or order). It’s possible that your signature will need to be certified (see instructions on the form). Treasury Retail Securities Services, P.O. Box 2186, Minneapolis, MN 55480-2186, with the bonds, FS Form 1522, and any supporting documentation (if needed). You must submit legal evidence or other

FS Form 1522 must be completed and signed (download or order). It’s possible that your signature will need to be certified (see instructions on the form). Treasury Retail Securities Services, P.O. Box 2186, Minneapolis, MN 55480-2186, with the bonds, FS Form 1522, and any supporting documentation (if needed). You must submit legal evidence or other

Whether you have a local bank account and it accepts savings bonds, inquire if it will accept yours. The answer may be contingent on the length of time you’ve had an account there. If the bank will cash your check, find out if there is a monetary restriction on redemptions and what kind of identification

Whether you have a local bank account and it accepts savings bonds, inquire if it will accept yours. The answer may be contingent on the length of time you’ve had an account there. If the bank will cash your check, find out if there is a monetary restriction on redemptions and what kind of identification

Find out how much the bond was worth when it was first issued (the price paid to buy the bond). The face value of electronic EE bonds is sold. The face value of paper EE bonds is 50% of the face value. Calculate the first six months’ interest. Multiply the original value by half the

The spot rate is obtained by determining the discount rate at which a zero-coupon bond’s present value (PV) equals its price. These are based on projected interest rates in the future. As a result, different interest rates for different years till maturity can be used in spot rates. Yield to maturity, on the other hand,

The return on your investment is (5/100) x 100 = 5% if a stock costs $100 and provides a $5 annual dividend. This return rate should be compared to that of bonds and other stocks to see if it is worthwhile to invest in. How are stocks calculated? The price-to-earnings (P/E) ratio is the most

Calculate your tax rate’s reciprocal (1 – your tax rate). If you pay 25% tax, your reciprocal is (1 -.25) =.75, or 75%. To calculate the TEY, divide this sum by the yield on the tax-free bond. For example, if the bond’s yield is 3%, use (3.0 /.75) = 4%. What is the formula for

Let’s pretend you’re in the 24% tax bracket and you’re looking at a municipal bond with a coupon rate of 2.5 percent. If you want to discover the real rate of return on a nontaxable municipal bond—the rate that would be equivalent on a taxable bond—do the following calculation. What is the formula for calculating