Bonds

As a result, longer-maturity bonds are more susceptible to interest rate risk than shorter-maturity bonds. Long-term bonds have higher coupon rates than short-term bonds of the same credit rating to compensate investors for this interest rate risk. Why are long-term bond interest rates higher? Bond prices decline when interest rates rise (and vice versa), with […]

While the risk of default is modest, muni bonds are vulnerable to interest rate risk, or the possibility that rising rates may cause prices to decline. This is especially true for investors in municipal bond funds and exchange-traded funds (ETFs). If Treasury yields rise (implying that prices fall), muni bonds are quite likely to follow

Is the interest on savings bonds taxable? The interest you make on your savings bonds is taxed at the federal level, but not at the state or municipal level. any federal estate, gift, and excise taxes, as well as any state inheritance or estate taxes What are the tax implications of saving bonds? Declare the

Our internet search engine for matured, uncashed savings bonds is Treasury Hunt (over 30 years old and no longer earning interest). Missing payments can also be seen on other securities. Your search may turn up the following results: TreasuryHunt may be able to reconnect you with lost or missing money that you can use for

In about 30 years, most savings bonds stop earning interest (or achieve maturity). A savings bond can be redeemed as soon as one year after purchase, but it’s normally best to wait at least five years so you don’t miss out on the last three months of interest. If you redeem a bond after 24

To look for uncashed savings bonds in your name, go to the Treasury Department’s TreasuryDirect website. To see results, enter your social security number or Employee Identification Number (EIN) into the Treasury Hunt page’s search area and click the “Search” button. How do I find out whether I have any bonds in my name? A:

Our internet search engine for matured, uncashed savings bonds is Treasury Hunt (over 30 years old and no longer earning interest). Missing payments can also be seen on other securities. Your search may turn up the following results: TreasuryHunt may be able to reconnect you with lost or missing money that you can use for

Bonds are typically considered to be secure investments. If you wish to avoid default, stick to US Treasuries, as the government guarantees the repayment of principal. Are bonds required? Bonds offer better yields than bank accounts, but the risks associated with a well-diversified bond portfolio are minimal. Bonds, in general, and government bonds in particular,

Ask your family members whether they have ever opened a bond in your name to see if there are any outstanding bonds in your name. Call your parents, grandparents, aunts and uncles, and anybody else you think might have bought a bond in your name in the past. After sifting through their filing cabinets, the

Bonds offer better yields than bank accounts, but the risks associated with a well-diversified bond portfolio are minimal. Bonds, in general, and government bonds in particular, help stock portfolios diversify and prevent losses. Bond ETFs make it simple for investors to benefit from the advantages of a bond portfolio. How much of my portfolio should