Bonds

Bonds are an important part of every investment strategy. Bonds provide income, are less risky than stocks, and can help you diversify your portfolio. Is it wise to invest in bonds? They have a better yield than cash and are safer than most other asset groups. Shorter-term bonds have less interest rate risk if you […]

Government bonds are low-risk, low-yield fixed-income products that appeal to conservative investors and those seeking tax benefits. TreasuryDirect is a website that allows investors to purchase treasuries at auction directly from the United States government. ETFs, money market accounts, and buying treasuries through a broker are some of the other options. Municipal bonds, which are

If a savings bond has stopped collecting interest, it’s a no-brainer to cash it in. Cashing in your savings bond early may be an option to explore depending on your current financial circumstances. Before cashing in your savings bond, it’s always a good idea to do some research. Bonds can be paid in for their

The TreasuryDirect service maintained by the federal government can help you discover any outstanding or unclaimed savings bonds in your name. What is the best way to look for savings bonds in my name? You can verify if you have any lost bonds before submitting anything, according to Leslie H. Tayne, founder of the Tayne

If you are now the owner of the savings bonds or if your parent listed you as the survivor beneficiary on the bonds, take them to a bank or other financial institution. In the presence of a bank official, fill out the redemption form on the back of the bonds and sign it. A driver’s

If you’re approaching retirement age or are a more conservative investor in general, investing your 401(k) assets in bonds may make sense. However, doing so may cost you in the long run in terms of portfolio growth. Talking to your 401(k) plan administrator or financial advisor about the best strategy to weather a bear market

Savings bonds can be cashed in any bank for up to $1,000. Is it possible for a bank to refuse to redeem a savings bond? Bring your bond to your bank, but not any bank. It has to be an account that you’ve owned for at least six months. If that isn’t possible, you can

Premium Bonds can be purchased through our safe online system. Please have your debit card information handy. You can buy Premium Bonds by bank transfer if you or the child you’re buying for already have some (including standing order). Can credit cards be used to purchase bonds? While purchasing bonds using a credit card is

Whether you have a local bank account and it accepts savings bonds, inquire if it will accept yours. The answer may be contingent on the length of time you’ve had an account there. If the bank will cash your check, find out if there is a monetary restriction on redemptions and what kind of identification

Premium Bonds can be purchased through our safe online system. Please have your debit card information handy. You can buy Premium Bonds by bank transfer if you or the child you’re buying for already have some (including standing order). Is it still possible to purchase Premium Bonds at the post office? NS&I Premium Bonds are