Debt

What is the definition of oxygen debt? When you do a short burst of intensive exercise, like running, you generate energy anaerobically, or without oxygen. You’re still breathing heavily when you stop exercising. This is your body ‘paying back’ the loan by taking in more oxygen. That is the simple solution, but if you dig […]

Mezzanine financing is a type of debt-equity financing that allows the lender to convert to an equity stake in the company in the event of default, usually after venture capital firms and other senior lenders have been paid. Mezzanine debt has embedded equity instruments, sometimes referred to as warrants, that raise the value of the

Lenders evaluate debt service ratios to examine if you have the financial means to repay a loan or mortgage. Your debt ratio is computed by dividing your monthly debt by your monthly income in the simplest of terms (before taxes). If your debt-to-income ratio is too high, it may be difficult for you to keep

Knowing how much you owe is the first step toward creating a debt repayment strategy. Unfortunately, when you have a variety of debts, it can be difficult to keep track of them all. The good news is that calculating your total debt balance is fairly simple. All you have to do is follow these five

The debt-to-equity (D/E) ratio compares a company’s total obligations to its shareholder equity and is used to determine how much leverage it has. Higher leverage ratios usually imply a company or stock that poses a greater risk to investors. The D/E ratio, on the other hand, is difficult to evaluate across sector groupings because acceptable

Any outstanding HECS-HELP, FEE-HELP, VET FEE-HELP, OS-HELP, SA-HELP, and VET Student Loans (before to 1 July 2019) debts are included in your HELP debt. VET Student Loans debt was separated from HELP debt on July 1, 2019. Students enrolled in a VSL program after that date will owe a VSL debt. Once you earn enough

A debt trap, in technical terms, is a situation in which the amount of debt you owe grows out of control. When you spend more than you make, you wind up in this scenario. However, life happens. Unforeseen occurrences, a decision to seek an education, or poor preparation can lead to debt that takes years

When a firm needs to raise funds, it can choose between two types of financing: equity and debt financing. Debt financing entails borrowing money, whereas equity financing entails selling a portion of the company’s stock. The fundamental advantage of equity financing is that the money obtained through it is not subject to repayment. The corporation

“Aren’t all mutual funds the same?” you might wonder. After all, isn’t it a Mutual Fund?” Gokul enquired. Harish, a Mutual Fund distributor, smiled at him. Many people had made such a statement before, and he was all too familiar with it. A lot of individuals believe that all mutual funds are the same. There

If you have any doubts about whether or not you owe a debt, your best option is to write a debt dispute letter to the collection agency, requesting that the debt be validated. A debt dispute letter requests that the collection agency verify that you owe the bill and that they have precise information and