Debt

A floating rate fund invests in financial securities that pay a variable or floating rate of interest. A floating rate fund, which can be a mutual fund or an exchange-traded fund (ETF), invests in bonds and financial instruments whose interest payments fluctuate with the level of the underlying interest rate. A fixed-rate investment will typically […]

A government, corporation, or private household can borrow money from the government or private lenders of another country. Foreign debt also includes liabilities to international institutions like the World Bank, Asian Development Bank (ADB), and International Monetary Fund (IMF) (IMF). Total foreign debt can be made up of both short- and long-term obligations. In recent

Good debt has the ability to significantly boost your net worth or improve your life. Borrowing money to buy quickly depreciating assets or for the sole purpose of consuming is considered bad debt. Determining whether a debt is good or bad is sometimes based on a person’s financial status, such as how much money they

What Is The DSCR (Debt Service Coverage Ratio)? The debt-service coverage ratio determines how much of your income is consumed by specific obligations. For example, mortgage lenders want to know how much of your salary would go toward paying off your mortgage. Lenders consider a variety of charges to constitute housing costs. What is a

approximately 397.68 billion US dollars Greece’s national debt was estimated to be around 397.68 billion dollars in 2020. Greece is now rated second in terms of debt to GDP per country. Does Greece have a lot of debt? The Greek debt crisis is the result of the government’s excessive spending practices. Greece’s financial status was

Debt service reserves are cash assets set aside by a borrower to ensure that bondholders are paid in whole and on time. Debt Service Reserve Funds (DSRF) have been utilized to fund debt issues by private firms and government bodies for many years. The reserve funds add to the security of a bond indenture, lowering

Greece’s public debt was over 211.22 percent of its gross domestic product in 2020. How much is Japan’s debt? The Japanese public debt is anticipated to reach around US$13.11 trillion (1.4 quadrillion yen) as of 2021, the most of any developed country at 266 percent of GDP. The Bank of Japan holds 45 percent of

Lenders use debt-to-credit and debt-to-income ratios to measure your creditworthiness. Debt-to-credit ratios can affect credit ratings, but debt-to-income ratios don’t. When applying for credit, lenders and creditors prefer to see a lower debt-to-credit ratio. You’ve probably heard terminology like “debt to credit ratio,” “debt to credit utilization ratio,” “credit utilization rate,” and “debt to income

Government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (FHLBs) assist in the capitalization of housing markets. The Federal Housing Finance Agency is their watchdog (FHFA). The GSEs are crucial to the mortgage market’s liquidity, stability, and affordability, especially for long-term, fixed-rate mortgage loans. Fannie Mae and Freddie Mac

The debt-to-equity (D/E) ratio compares a company’s total obligations to its shareholder equity and is used to determine how much leverage it has. Higher leverage ratios usually imply a company or stock that poses a greater risk to investors. The D/E ratio, on the other hand, is difficult to evaluate across sector groupings because acceptable