Debt

“Aren’t all mutual funds the same?” you might wonder. After all, isn’t it a Mutual Fund?” Gokul enquired. Harish, a Mutual Fund distributor, smiled at him. Many people had made such a statement before, and he was all too familiar with it. A lot of individuals believe that all mutual funds are the same. There […]

The European debt crisis is a long-running financial crisis that has made it difficult or impossible for several euro-area nations to repay or refinance their government debt without the help of third parties. The European sovereign debt crisis arose from the eurozone’s structural problem and a complex set of factors, including globalisation of finance; easy

A floating rate fund invests in financial securities that pay a variable or floating rate of interest. A floating rate fund, which can be a mutual fund or an exchange-traded fund (ETF), invests in bonds and financial instruments whose interest payments fluctuate with the level of the underlying interest rate. A fixed-rate investment will typically

A government, corporation, or private household can borrow money from the government or private lenders of another country. Foreign debt also includes liabilities to international institutions like the World Bank, Asian Development Bank (ADB), and International Monetary Fund (IMF) (IMF). Total foreign debt can be made up of both short- and long-term obligations. In recent

Debt is when one party borrows something from another, usually money. Many businesses and individuals utilize debt to finance significant purchases that they would not be able to make under normal circumstances. A debt agreement allows the borrowing party to borrow money on the condition that it be repaid at a later date, usually with

In business, government, and personal finance, the debt-service coverage ratio is used. The debt-service coverage ratio (DSCR) is a measure of a company’s available cash flow to fulfill current debt obligations in the context of corporate finance. The DSCR informs investors about a company’s ability to pay its debts. How do you calculate debt service

Equity shares are a common instrument used by businesses to generate capital and obtain access to a liquid capital market. However, there are drawbacks to issuing public equity, such as unpredictable stock prices, ownership dilution, and a potentially high cost of capital. A debt IPO is an interesting alternative to a standard equity IPO. A

Although the terms debt and loan are often used interchangeably, there are some distinctions. Anything owing by one person to another is referred to as a debt. Debt might be in the form of real estate, money, services, or any other form of payment. Debt is more narrowly defined in finance as funds raised through

Debt management is a method of reducing debt by using financial planning and budgeting. A debt management plan’s purpose is to use these tactics to assist you reduce your existing debt and eventually eliminate it. What do you mean by debt management? Loan management is an unofficial agreement with unsecured creditors for the repayment of

Municipal bonds are a good approach for governments to spread the cost of large long-term assets throughout their useful life. All stakeholders should be included in the decision to issue debt, and resources should be identified to prepare for the offering, meet all disclosure obligations, and maintain accounting throughout the bond’s life cycle. The GFOA