Debt

Investments in mutual funds fall into three categories: equity, debt, and hybrid funds. Generally speaking, investors with a high risk appetite should participate in equity funds, those with a moderate risk appetite should invest in debt funds, and those who want the best of both worlds should invest in hybrid funds. Equity Mutual Funds and […]

It is essential for business owners to tap financial resources in order to grow. Debt and equity are two of the most common forms of funding available to small business entrepreneurs. “Debt” is a kind of borrowing money that must be repaid with interest, while “equity” is a form of raising money through the sale

On behalf of other corporations and banks that have defaulted on obligations, ERC Collections or Enhanced Recovery Company (ERC) tries to collect on those debts. It’s possible that ERC Collections was mentioned on an account that was sent to collections after your original charge-off. Even if ERC Collections has contacted you about an account, you

Government borrowing and unpaid interest is referred to as the federal debt. For the most part, the government gets its money from taxation, but when that isn’t enough, it has to borrow the remainder of its money. Using this analogy, it’s like a family taking out a loan each month in order to pay their

One party takes out a loan from another, typically for money, in order to meet a financial obligation. Debt is utilized by many businesses and individuals to purchase goods and services that they would otherwise be unable to afford. In a debt arrangement, the borrowing party is granted permission to borrow money on the condition

In Florida, the statute of limitations for debt is often five years. If you owe money, a creditor has five years to begin legal action against you. For the simple reason that almost all debts are the result of written contracts. What are the debt collection laws in Florida? Your first lender is referred to

inability to pay back government debt, or a debt crisis. When a country’s tax revenues fall short of its expenditures for an extended period of time, it is at risk of entering a debt crisis. What happens in a global debt crisis? What happened in Greece and Latin America, as well as in other nations,

There is a general understanding that a debt-to-equity ratio of less than 2.0 is ideal for most businesses. These are the exception, not the rule, when it comes to major enterprises in industries that rely heavily on fixed assets (such as mining or manufacturing). If a corporation has a D/E ratio of 2, it means

Debt owed by the government is the total amount of money that has not yet been repaid by the government at any given moment in the past. Every time a government borrows money from the people, it creates debt, which is equivalent to the total amount of money the government has borrowed over time. The

How much credit you use compared to the amount you have available is known as your credit usage rate (also known as your debt-to-credit ratio). Your credit card balance and credit card limit are taken into account in the computation. In this example, if you have a $5,000 credit limit, your credit use rate is