Debt

Fines that have not been paid may prevent you from leaving New Zealand. You may be denied entry to any New Zealand international airport if you owe outstanding fines or reparations. So pay what you owe right away, and you’ll be able to travel like everyone else. Can you leave NZ with unpaid fines? If […]

Under federal law, debt collectors are banned from making any false, fraudulent, or misleading representations in order to collect a debt. The Fair Debt Collection Practices Act is a federal law that prohibits this (FDCPA). Statements that are untrue. Debt collectors, for example, may not make misleading claims or imply that: Unless the law allows

If you don’t pay your credit card account on time, you’ll be charged late penalties, your interest rate will rise, and your credit score will suffer. If you keep missing payments, your card may be stopped, your debt may be transferred to a collection agency, and the debt collector may sue you and garnish your

If you’ve ever wondered how to get more credit card rewards, you may have questioned yourself, “How can I get more credit card rewards?” “Is it possible to pay for a credit card with a credit card?” The quick answer is no, at least not in the sense that you may think. Credit card issuers

Debt collectors can’t withdraw your social security or VA benefits directly from your bank account or prepaid card, in most cases. A debt collector might acquire a court order for your bank or credit union to turn over money from your account or prepaid card after it sues you for the debt and wins a

A judge may authorize creditors to seize your stocks, money, and almost everything you own except your clothing. Stocks, on the other hand, can be protected against creditors with careful planning. If you try to secure your stocks until after a court order, you risk being charged with fraudulent transfer and ending up in much

Is it lawful for a debt collector to call a cell phone? They aren’t in a lot of cases. Debt collectors will still phone you since they know you won’t do anything about it. You may, however, block these calls from reaching your cell phone. If the collector does not stop the calls, he or

to come to your place of business to collect payment The act makes it illegal to make your debts public, and it also makes it illegal to show up at work to collect your debt. This implies that debt collectors won’t be able to bother you at work. Can a debt collector call my employer

The debt is either a federal or a state tax debt. Other taxes, such as fraud fines and payroll taxes, are unaffected by bankruptcy. To put it another way, the obligation must be a regular tax payment payable to the state of Wisconsin or the federal government. Will filing bankruptcy stop IRS debt? During your

Can a collection agency add interest to a debt? When a creditor sells a past-due debt to a collection agency, the debt is transferred to the collection agency. As part of their collection efforts, they may add additional interest and fees to the balance, resulting in a collection amount that is more than the original