Debt

A debt dispute letter to the collection agency requesting for the debt to be validated is your best option if you have any doubts about whether or not you owe a bill. Collection agencies must verify they have your money and give evidence to back up their claims by sending you a letter disputing the […]

Consider using registered mail, fax, or email to notify them, as these methods provide proof of notification. Include any evidence that you believe would support your claim in a legal dispute. ‘ In addition, it is important to ensure that the documents are not originals. You may not be able to retrieve the documents. Can

Front-end and back-end DTI ratios are used by mortgage lenders to calculate a DTI ratio. You may see for yourself in the following examples: Using the front-end ratio, also known as the housing ratio, you can see how much of your monthly gross income would go toward housing expenses, such as your monthly mortgage payment

Getting your credit reports from Experian, TransUnion, and Equifax is the first step in discovering how much debt you have. The majority of the time, creditors send information about unpaid debt to one or more credit reporting agencies, who then include it in the consumer’s credit report. Credit cards, personal loans, mortgages, and more can

The myGov website allows you to look up your HELP debt. A link between your ATO account and this online service is required; for advice on how to achieve this, please refer to the ATO’s internet video tutorials. Selecting ‘Loan Accounts’ will allow you to see the balance of your HELP loans. Does your HECS

1300 650 225 is the ATO’s phone number. Prior to receiving any personal information from the ATO, you must provide them with your tax filing number (TFN). How can I check my student loan balance? Checking your student loan balance can be done in a variety of ways if you owe money to the United

The first step in creating a debt repayment strategy is to know how much money you owe. It might be difficult to keep track of all of your debts when you have a wide variety of them. The good news is that it’s really easy to calculate your total debt. Five simple steps are all

As a veteran or military service member, you can access these benefits by checking your VA debt balance online: DS Logon, My HealtheVet, or ID.me credentials are required to log in. Create a new account if you don’t already have one. As of right now, the status of VA debt can’t be checked online by

The Congress of the United States of America had issued approximately $400 million in paper currency to the military by the year 1780. In the end, Congress enacted economic changes in an attempt to rein in inflation. These attempts were a failure and only served to further weaken the US dollar. Debate persists concerning the

Only a DRO specialist consultant, also known as a ‘authorized intermediary,’ can submit an application for a DRO on your behalf. DRO paperwork are often filled out by a qualified debt counselor who has been given authority to do so. They’ll make sure that you’re eligible to apply and that a DRO is the best