How To Check Bonds Online?

Reissued bonds are now available in electronic format, which is great news. Through your TreasuryDirect online account, you can access your bonds at any time.

Is it possible to check to see whether I have any savings bonds?

Our internet search engine for matured, uncashed savings bonds is Treasury Hunt (over 30 years old and no longer earning interest). Missing payments can also be seen on other securities. Your search may turn up the following results:

TreasuryHunt may be able to reconnect you with lost or missing money that you can use for whatever purpose you want, such as:

TreasuryHunt requires you to fill out an encrypted form with a few bits of information.

If any of the results are prospective matches, you’ll receive more instructions. Please try again later if your search is unsuccessful. Every month, Treasury Hunt adds additional securities that have matured and undeliverable payments.

What is the serial number of the bond?

If you have any queries regarding any of the fields displayed by the Calculator, here are brief descriptions of the fields.

• Bond Serial Number–Your paper savings bond’s serial number can be located in the lower right corner. This information is optional, however it is necessary for record-keeping purposes in the event that your paper bonds are lost or destroyed.
• When you initially use the Savings Bond Calculator, it displays the current value of your paper bonds. You can alter the ‘Value as of’ date to see what they’re worth in various months. From January 1996 through the current rate period, the Calculator can show you how much your paper bonds are worth.
• The series of your paper savings bond can be located in the upper right corner. This calculator calculates values for the following series of paper savings bonds: EE, I, and E.
• Denomination–The face value of your paper bond, as seen in the upper left corner.
• The date your paper bond was issued is known as the issue date. It’s the month and year printed underneath the series on the right side of your paper bond.
• Total Price–The total amount you spent for this inventory’s paper bonds.
• Total Interest–The total amount of payable interest accumulated by the paper bonds in this inventory from the date listed in the ‘Value as of’ box to the date listed in the ‘Value as of’ box.
• Total Value–As of the date in the ‘Value as of’ box, the total cash value of the paper bonds included in this inventory. If you cashed all of these paper bonds in that month, you’d get this.
• Year-to-Date Interest (YTD Interest) is the term used to describe the interest that has accrued since the beginning of the year. From January of the year mentioned in the ‘Value as of’box to the date given, the total amount of interest accumulated by the paper bonds in this inventory.
• Interest–The amount of interest that has accrued on each paper bond from the Issue Date to the ‘Value as of’ date.

Note: If you cash a bond issued after May 1997 and it’s less than five years old, you’ll be charged a three-month interest penalty. This penalty is included in the interest indicated here.

• Value–The current market value of each paper bond as of the date specified in the ‘Value as of’ section.
• Interest Rate–The rate of interest that each bond is earning at the time the ‘Value as of’ field is entered. This rate is used to compute the interest due on the Next Accrual Date.
• Next Accrual–The first time a bond’s value increases after the date stated in the ‘Value as of’ box.
• The current interest rate on a bond is not available.
• That is to say,

a) The bond’s interest has stopped accruing;

b) Until the next rate period, when fresh interest rates are released, we won’t know what rate the bond earns during the ‘Value as of’ date.

• You modified the ‘Value as of’ date to a date before the paper bond was issued, resulting in NI. Not Issued.
• Bonds bearing the notation NE (Not Eligible for Payment) cannot be cashed until they are at least 12 months old.
• P5–Bonds issued after May 1997 and older than five years have a three-month interest penalty.
• MA. Matured–This paper bond has reached the end of its life cycle and is no longer earning interest. (For September 2004 and later, use “Value as of” dates.)

What happens to savings bonds that aren’t claimed?

The majority of savings bonds have a 20- to 40-year original maturity. The Bureau does not notify bondholders when savings bonds reach their final maturity and stop earning interest. The Bureau has no active program to find bondholders and pay them the proceeds to which they are due for fully matured notes that have not been redeemed. The registered owner has traditionally been responsible for remembering to redeem the matured bond decades after the initial purchase. As a result, the US Treasury holds around $26 billion in matured savings bonds that have gone unclaimed.

How do I find out whether I have any bonds in my name?

Ask your family members whether they have ever opened a bond in your name to see if there are any outstanding bonds in your name. Call your parents, grandparents, aunts and uncles, and anybody else you think might have bought a bond in your name in the past. After sifting through their filing cabinets, the family member may be able to discover the bond and hand it over to you for redemption.

Is it possible to cash savings bonds that are not in your name?

When it comes time to cash in your savings bonds, as long as you have the necessary documentation, the process will be relatively simple. It’s important to keep in mind that savings bonds cannot be sold, exchanged, or given away. The only person who can cash in the bond is the person whose name is on it (with a few exceptions, which we’ll discuss shortly).

First and first, you’ll need the bond (unless it’s an electronic bond, in which case there’s no step at all). The monies are deposited into your bank account once you cash it in via the Treasury Web site). However, make certain that the bond may be cashed: It’s been at least a year since it was published (some bonds only require a six-month retention period).

How do you get your hands on savings bonds?

• Whether you have a local bank account and it accepts savings bonds, inquire if it will accept yours. The answer may be contingent on the length of time you’ve had an account there. If the bank will cash your check, find out if there is a monetary restriction on redemptions and what kind of identification and other documentation you’ll need.
• Send these, along with FS Form 1522, to Treasury Retail Securities Services (download or order). The bonds are not required to be signed. You’ll need to verify your identity. The instructions are on FS Form 1522, in the “Certification” section. Our address is also included in the form.

Is there an app for TreasuryDirect?

Mobile. Treasury Management Direct is also available as a mobile app for iOS and Android phones and tablets. We’ve put together a step-by-step guide that will walk you through installing and using the mobile app.