Credit Collection Services (CCS) is a collection service that specializes in debt collection. They’re usually listed as a ‘collections’ account on your credit report. When you neglect to pay a bill, this generally happens. If you have a collection on your credit report, it will hurt your credit score (unless removed).
Are CCS Collect legitimate?
Yes, CCS Collect is a reputable debt collector with business number 02326104. It has been registered in England and Wales since December 1988. Commercial Collection Services Limited is the company’s official name.
Norfolk House (3rd Floor), Wellesley Road, Croydon, England, CR0 1GR is the company’s registered address. They had a different registered office address prior to December 2019, which was 797 London Road Thornton Heath Surrey CR7 6YY; please do not use this address when contacting the company now.
Is CCS a collection agency?
Commercial Credit Services is a professional debt collection business that uses industry best practices and technology to deliver debt recovery services across Australia and New Zealand.
What happens if I dont pay CCS Collect?
Debt collection firms are authorized to phone and write you to collect the debt, but they are not allowed to harass you while doing so. They can’t additionally mislead or lie to you by utilizing ambiguous terminology.
“Your account remains unpaid, notwithstanding previous correspondence. Our customer has requested that we retrieve the full sum owed to you. We’re arranging for one of our collectors to pay you a visit at your home right now.”
They are not permitted to enter your home. This is completely illegal. This can only be done by bailiffs, and it can only be done after they have won a court case!
If you do not pay, they will either take legal action against you or stop pursuing you. A judge will next determine whether you owe them money and may demand payment.
If you do not pay the debt when a judge requests it, CCS Collect may request authorization from the judge to hire bailiffs to visit you on their behalf.
What companies does CCS Collect for?
Credit Collection Services, based in Norwood, Massachusetts, has a long history. The company was established in 1969 and now employs over 750 people in the United States.
CCS Collection claims to have yearly placements in excess of $5 billion, making it one of the country’s top debt collection businesses.
The company’s standard procedure is to handle a big volume of past-due debt owed to a single client.
How do I know if debt collector is legit?
If you’re worried about debt collector scams, here’s how to safeguard yourself, your bank account, and your personal information:
Contact your creditor
Investigate the source of the debt by contacting your creditor to check if it has any information on the debt. You’ll know it’s a legitimate debt collector if the company that contacted you matches what your creditor has on file. Always request a letter of validation or confirmation of the debt. If you receive a false debt collection letter, you’ll be able to compare it to the legitimate one from the collection agency.
Check your credit report
While the majority of debt is reported to the credit bureaus, not all debt collectors do. Yes, it’s perplexing. This implies the debt may still be yours, but it will not appear on your credit record.
Don’t disclose any financial information
If someone asks for both personal and financial information, don’t tell them anything they don’t already know. Instead, ask for the caller’s name, the collection company’s name, contact information such as a phone number or email address, and the company’s physical address.
It’s a good sign if the collector is willing to share information. Next, try calling or sending an email to the company. It’s a red signal if you get a dead line or an email that bounces back.
Stay calm and know your rights
Dealing with a debt in collections can be difficult and humiliating, but Nitzsche advises not to rush.
“A legitimate debt collector should be able to show you documents showing where the debt originated, when they obtained it, and how they arrived at your present balance,” he says. “As soon as collection attempts begin, always request this verification.”
A legitimate debt collector is required by the Fair Debt Collection Practices Act to identify themselves and cannot contact you at an opportune time or location.
They are also prohibited from discussing your debt with anybody other than your attorney, the attorney for your creditor or collection agency, and, in some situations, a consumer reporting agency.
Knowing your state’s debt statute of limitations is also beneficial, according to Nitzsche. This could be anything between three and ten years.
“If the debt they allege you owe is past the statute of limitations, the collector can try to collect but not sue you,” he explains.
Does CCS report to credit bureau?
Credit Collection Services (CCS) is a collection service that specializes in debt collection. They’re usually listed as a ‘collections’ account on your credit report. When you neglect to pay a bill, this generally happens. If you have a collection on your credit report, it will hurt your credit score (unless removed).
What does CCS company do?
For almost 50 years, THE CCS COMPANIESTM has provided business process outsourcing solutions to America’s premier brands. To address unique business difficulties, The CCS Companies provides customised Business Process Outsourcing (BPO) solutions to enterprises of all sizes and across all key industry verticals.
What is a CCS account?
CCSCollect is a debt collection business that assists individuals just like you. CCSCollect does not buy debt; we merely collect debt on behalf of a wide range of household names, whether it’s an unpaid credit card, a utility bill, or a fine for not paying your taxes on time.
What is CCS payment processing center?
CCS represents credit grantors in the recovery of outstanding payment obligations across the United States. Their company consistently responds to questions about the original creditor’s billing process, and works with the customer to resolve any outstanding difficulties between them and the client.
Does HMRC use debt collectors?
HMRC has published new instructions for everyone who pays tax, including a harsh warning for those who do not pay on time and support for those who are having trouble meeting payment deadlines.
If you are unable to pay the tax you owe in full and on time, HMRC will work with you to find a solution that will allow you to pay the tax you owe as fast as possible and in a manner that is affordable to you.
If you have a tax debt, HMRC says they will make every effort to contact you to discuss your situation and work out a solution before taking any action, but they warn that ignoring contacts could result in serious consequences.
- If self-employed workers miss the HMRC payment deadline this month, they could risk a £100 punishment.
“You should reply as soon as possible,” HMRC advises on GOV.UK, “so we know you need support and are not refusing to pay what you owe.”
Options available if you cannot pay your tax bill
- request that you agree to a payment plan depending on your financial situation, which is known as a Time to Pay Arrangement.
- Use any unpaid tax that would otherwise be reimbursed to you to pay off other tax debts you may have.
- If you get PAYE income, change your tax code to collect any overdue tax arrears.
- “If you do not speak to us about how you will pay what you owe,” HMRC added, “we can use our debt enforcement authorities to collect overdue tax.”
Do HMRC use Oriel Collections?
Oriel Collections is a debt collection firm that works with both corporations and individuals to recover debt. Collections for unpaid taxes (HMRC) or debts owed to credit card firms and phone companies are examples of this.
They are a member of the Credit Services Association, and as such, they are required to deal with debtors in a fair and compliant manner.
Oriel Collections collects debt for Virgin Media and HMRC, as well as debt for energy bills, parking penalties, catalogue debt, and gas bills.
While the majority of the company’s activity is collecting debt on behalf of other creditors, some of these debts are bought over, which means they now control the debt.
Because you are unable to pay your account, Oriel Collections obtains the debt from the credit card company and now owns it. You owe Oriel Collections the outstanding funds, which they will pursue.
In most circumstances, it’s a win-win situation for them because they buy loans from creditors at a low rate, so if you pay them back at least a portion of it, they benefit handsomely.
